Uma Khandkar

Uma Khandkar is a Wealth Advisor specializing in helping pre‑retirees and retirees navigate the financial transitions that come with life after work. She partners with individuals and couples who want clarity around retirement income, investment strategy, and long‑term security, ensuring they feel confident about the road ahead. Uma brings an education‑driven, patient, and highly personal approach to planning, taking the time to understand each client’s lifestyle goals, family priorities, and legacy wishes. With decades of experience across wealth advising and financial services, she is dedicated to helping clients enter retirement with confidence, stability, and a plan that truly supports the lives they want to live.

Uma takes a holistic and collaborative approach to retirement planning, guiding clients through decisions around income distribution, Social Security timing, investment risk alignment, tax‑aware strategies, and long‑term care considerations. She uses clear communication and data‑driven tools—like portfolio analytics and retirement cash flow modeling—to help clients visualize their financial future and make informed choices. Her philosophy centers on protecting what clients have worked hard to build while creating sustainable, flexible retirement income that adapts to changing needs. Clients can expect a long‑term relationship built on trust, accessibility, and ongoing support as their retirement evolves. Uma’s goal is simple: to help retirees enjoy peace of mind, freedom, and financial independence throughout every chapter of retirement.