Nicholson Garrett

Nicholson Garrett is a Wealth Advisor at Diversify, providing comprehensive financial planning and investment management to individuals, families, and business owners. He has worked in financial services since 2018, and his focus is on making complicated decisions clear, so clients understand not just what they own but why they own it.

Some of his clients are earning well and want that income turned into lasting wealth. Others have already built something: a rental property that became a second job, a business approaching a sale, savings spread across accounts that were never designed to work together. Each is at a point where the next decision is bigger than the ones before it.

Managing large capital gains is a particular focus of his practice, including 1031 exchanges into Delaware Statutory Trusts (DSTs) and Qualified Opportunity Zone (QOZ) funds. Advisors across Diversify bring him into this work on behalf of their own clients, and he helps lead the firm's internal 1031 exchange and DST resources. He also tailors portfolios using private equity, private credit, private real estate, energy investments, and structured notes where they fit a client's plan.

Earlier in his career, Nicholson brokered equity in the secondary market for alternative investments, work that sharpened how he evaluates and structures strategies today. He holds the Series 7, 63, 22, and 65 licenses and earned his degree in Finance from Utah Valley University.

Originally from Utah, Nicholson spent time in Newport Beach, California, before returning home. His life revolves around spending time with his wife and daughter. He's active in his local church, a retired college baseball player turned golfer, is a longtime watch enthusiast, and usually has a chess game going.